Credit Repair Agency
Bad credit can cause you stresses you may not even be aware of. This is why picking the right credit repair agency is so important. A low credit score means higher interest rates, bad terms on loans and getting turned down for your dream house or the business you've always wanted. Not only this, but leasing companies for apartments, employers, insurers and cell phone providers can also charge you extra or reject you based on bad credit. Here's what you want from a credit repair agency:
FREE CONSULTATION
Expertise and Experience
We know the ins and outs and little secrets of where bad credit comes from so we can clean up your report and stop the bleeding. A good credit repair agency knows that 65% of your score comes from payment history and credit utilization. They'll look closely at your report for tales of late or missed payments, maxed out cards or closed accounts because they know these are the biggest hickeys you can have. We will challenge mistaken, contestable or fraudulent claims like these first so you can get the most improvement the quickest.
Legal Power
Our national values mean that debtors have rights and protections under the law, and you want a credit repair agency that knows those laws inside and out. We are an agency of that caliber, and you can be sure that if your creditors haven't dotted their Is or crossed their Ts, we'll have those negative reports removed almost instantly. Also, a good credit repair agency knows that legal judgments, liens and tax liabilities have a disproportionate impact on your score. We will negotiate for consolidated payments, and settle with the IRS or other agencies to lower payments and improve your credit immediately.
An Eye for Justice
Identity theft is the fastest growing crime in our country, and millions of people have been left on the hook for billions in theft as a result, their credit scores the biggest victims. A good credit repair agency takes the time to go over every charge on your report and to fight for your good name when someone has taken advantage of you. We know how to speed up this often stressful and embarrassing process so your score gets better right away.
If you ever want to own a home, start a business, charge a vacation or have a credit card for emergencies, you need good credit. That's why a good credit repair agency knows that its work is helping people make their dreams come true. With an understanding of how the numbers are constructed, what legal remedies exist and the best means for rectifying the wrongs of identity thieves, we are that credit repair agency.
